Re: Your Payment Notification From Zenith Bank Ghana PLC.

Email From Zenith Bank From Ghana, Scam or Real?

Replying to scam emails is a bad idea.

Zenith Bank of Ghana PLC Scam

OK, You just received this in your email and you’re wondering if this could be on the level. I mean they certainly used enough capital letters that simply “screams” legitimacy. So what do we know about the Zenith Bank From Ghana? First, before you do anything you’ll regret, let me tell you that this is a scam and there is no way I’m wrong about that. If it walks like a scam and talks like a scam then it’s a scam. Please, don’t get caught up in these fraudulent scam swindles.

Is The Zenith Bank From Ghana Legitimate or Is This Email A Scam?

Sadly, I have to inform you that this email, promising you riches backed by World Bank, is completely and entirely false. In simple terms it’s a scam and a pretty bad scam at that. I’ll explain what proves that this is a scam in a moment but for those interested I thought I’d repost the email itself. I’m posting the email so that those who have seen this type of scam before can laugh about it, those who haven’t seen a scam like this can learn what a scam email looks like. Finally I wanted those, who believed that they might actually have struck it rich in this down economy, to have their hopes dashed. Actually I’m just kidding, I don’t want anyone to have their hopes dashed but I do want to prevent you from having your identity stolen by this sort of scam.

Here is the email that you, and countless other people received:

ZENITH BANK GHANA PLC,

INTERNATIONAL TRANSFER DEPARTMENT,

PREMIER TOWERS, OPPOSITE PENSION HOUSE,

LIBERIA ROAD, MINISTRIES, ACCRA, GHANA.

ATTN! BENEFICIARY,

RE: SWIFT TRANSFER OF US$ 1.5 MILLION INTEREST INTO YOUR ACCOUNT.

I am MR.PETER AGYEMAN HEAD OF TREASURY DEPARTMENT ZENITH BANK PLC, We wrote to inform you that we have been mandated by the INTERNATIONAL MONETARY FUND IN COLLABORATION with the WORLD BANK to transfer to you a total sum money of US$1.5 Million, this was as a result of their quest to render financial support to some people and to eradicate poverty around the globe. 

Immediately, after this instruction was given, the World Bank, International Monetary Fund (I.M.F) and other monetary agencies resolved the issue in London after one week meeting and decided to pay you this fund via our on-line banking system. 

As a matter of fact we do not have enough time to waste since we have wasted time in contacting our respective beneficiaries, so try and comply with the essential remittance requirements to ensure the swift release of these funds into your account. 

As it was concluded that these funds will be paid to you through our online-banking website, this is what online-banking is all about; We are going to set up a new non-residential account with your name here and transfer the fund into your new account, then we shall offer you your new account pin and password to enable you have access to your new account when you login to your account. If you login, you will see the instructions given to you on how you will transfer the fund into any bank account of your choice in your country. 

What we need is only: Your mailing address, age, sex, marital statue, occupation and a copy of your international passport or driving license. These IDs will be used to set up your new account here to enable us transfer the fund into that new account which will be opened here, then after that, you will have the full access to make the final transfer of the fund into your personal or any account of your choice in your country. 

Please, do get back to us as soon as possible to enable us commence immediately and complete your transfer without further delays. 

Thanks for your understanding as we wish you the best of luck. 

Best Regards,

MR.PETER AGYEMAN,

HEAD OF TREASURY DEPARTMENT.

ZENITH BANK GHANA PLC.

How Do I Know For Sure That This Is A Scam?

The answer to your question regarding the legitimacy of this email is actually right in the email itself.

Had this been a legitimate communication from an actual bank then you would have received a letter in the mail and possibly this email.  In the email itself they ask for the follow:

What we need is only: Your mailing address, age, sex, marital statue, occupation and a copy of your international passport or driving license. These IDs will be used to set up your new account here to enable us transfer the fund into that new account which will be opened here, then after that, you will have the full access to make the final transfer of the fund into your personal or any account of your choice in your country.

What bank, that is legitimate, would outright tell you they will send you millions of dollars but for some strange reason they are asking for identification, a copy of your passport and drivers license. The claim that “These IDs will be used to set up your new account here to enable us transfer the fund into the new account~” The fact of the matter is that what they are looking to do is steal your identity and hopefully leave you with so much debt, which you’ll have no idea about till the bills come, it would make the National debt ceiling problems seem like the minor-leagues.

Secondly, they want you to email them all this information? Really? Email all that sensitive personal data?

You’d think that a bank would have a website where authentication could be done through a secure encrypted connection and yet Zenith Bank From Ghana wants you to email them all this information.

I am sure there are plenty of other signs that I could point to that prove this email is a scam but I don’t want to waste that much time on these crooks.

9 comments for “Re: Your Payment Notification From Zenith Bank Ghana PLC.

  1. Pati
    01/04/2014 at 11:39 PM

    Ghana is a high fraud risk nation, and relationships begun via the internet are particularly susceptible to manipulation and fraud. Accra, Ghana currently has a population of 2.5 million, and international business and investment is threatened by criminal activity. Because of the high risk for business fraud, Ghana gold scams and romance scams, all relationships should be verified. A fraud investigation department has sacrifice help people troubles by scams. Thier professional background check investigators can determine if the person or company is real and legitimate.Contact them on t_baze@aol.com/bans.linda@gmail.com. There might be charges applied to our services but will save you alot.
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  2. Thomas bailey
    08/16/2013 at 7:42 AM

    I have been asked to send money To Zenith by Daniel Asiedu. phone number00233245566225 to pay for PIN. for tranfering fund That don’t exist. promised by Stephen Mensa, obviously not real name, Just watch out for these names Asiedu has obviously used this name befor, or some one is using his name why don’t the powers that be in GHana do something because Ghana has got the worst name in the World for Scam Artists. and they need long jail terms give when caught.I have played many along from there.

  3. P Colman
    07/14/2013 at 1:47 AM

    Please these are all scams , I REPEAT ALL SCAMS ! I was scammed by a woman that I knew for three years she is one of these scamming cunts DO NOT SEND A STO A SOLE UNLESS YOU KNOW THEM PERSONALLY FACE TO FACE !!
    BEWARE OF THESE PEOPLE HER NAME VICTORIA FRAZIER MILBURN .
    Sadly she will never see jail time because I assure you to many people are after her , she will be executed in a way that is befitting that I promise to any body out there that may know of her or at least her name. BEWARE , BE CAREFUL . DO NOT SEND MONEY !!!!!!!!!!

  4. jeanwill65
    01/22/2013 at 10:28 AM

    sir i just want to know if really i have funds to transfer into my account..my money lose because of evil men from thre in ghana..the u.n office told me that i can refund my money ..they aproved it then i paid all what they need..the bank that will transfer is zenith bank plc ghana..the managing derictor his name is MR.DANIEL ASIEDU…SIR I WANT TO KNOW IF IS TRUE OR ANOTHER EVIL ?THAT COLLECTING MONEY AGAIN?PLEASE SIR MY I KNOW..IFREALLY MY MONEY LOST SHOULD BE BACK FROM YOUR BANK ZENITH?RESPECTFULLY YOURS…JEAN..

  5. david l. whetzel
    03/16/2012 at 9:13 AM

    I have received a.promise from Labran Maku of Zenith Bank ,Ghana to transfer 1,000,000. To my account in the U.S. my phone number is 540-290-2980 , I have sent Walter Eze on Labran Maku instruction of 50.00

    • 08/17/2012 at 5:32 AM

      PLEASE,ENDEAVOR TO CALL AS SOON AS POSSIBLE TODAY ON TELEPHONE:+233-24-3545409,FOR MORE INFORMATION

      GOVERNOR BKEKOE AMISSH-ARTHUR
      BANK OF GHANA
      TEL:+233266308607

      ****************************************************************
      The information contained in this message is privileged and intended only for the recipient name. If the reader is not a representative of the intended recipient, any review, and dissemination or copying of this message or the information it contains is prohibited. If you have received this message in error, please immediately notify the sender, and delete the original message and attachments or contact this bank..

      77635 476378 255667460

  6. eddy
    12/28/2011 at 4:50 AM

    mr raymond essie and also mr james kofi is a robber and cheater….they robber my money…..

  7. eddy buyung
    12/23/2011 at 11:31 PM

    Is this true that mr raymond work @ bank zenith plc as a transfer agent ?

  8. eddy buyung
    12/23/2011 at 11:29 PM

    I’ve been send to mr raymond $ 2000 for cost transfer….they told me I win the guinness lotere, but until now I didn’t get the fund. Can the $ 2000 is can be transfer back to my account ?

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